:root{
  --navy:#1B2A4A; --navy-2:#283c66; --page:#0e1830; --gold:#DCAC22; --white:#F5F3EC;
  --muted:#93a1c2; --line:rgba(255,255,255,0.12);
  --good:#3ddc97; --bad:#ff6b6b; --red:#D63338; --blue-accent:#6f9adf;
  --display:'Outfit', system-ui, sans-serif;
  --body:'DM Sans', system-ui, sans-serif;
}
*{box-sizing:border-box;margin:0;padding:0}
html,body{background:var(--page);color:var(--white);font-family:var(--body);-webkit-font-smoothing:antialiased}
a{color:inherit;text-decoration:none}
.wrap{max-width:820px;margin:0 auto;padding:0 28px}

header.topbar{position:sticky;top:0;z-index:20;background:rgba(14,24,48,0.92);backdrop-filter:blur(8px);border-bottom:1px solid var(--line)}
.topbar-inner{display:flex;align-items:center;justify-content:space-between;padding:14px 0;max-width:1080px;margin:0 auto;padding-left:28px;padding-right:28px}
.logo-img{height:46px;display:block;width:auto}
nav{display:flex;gap:22px;align-items:center}
nav a.navlink{font-size:13.5px;color:var(--muted);font-weight:500}
nav a.navlink:hover{color:var(--white)}
.btn{display:inline-flex;align-items:center;gap:8px;padding:11px 20px;border-radius:999px;font-family:var(--display);font-weight:700;font-size:14px;letter-spacing:-0.01em}
.btn.primary{background:var(--gold);color:var(--navy)}
.btn.ghost{background:rgba(255,255,255,0.06);color:var(--white);border:1px solid var(--line)}

.eyebrow{color:var(--gold);font-size:11px;font-weight:700;letter-spacing:0.18em;text-transform:uppercase;margin-bottom:12px}
.eyebrow.red{color:var(--red)}
h1{font-family:var(--display);font-weight:700;font-size:clamp(28px,4.5vw,46px);line-height:1.14;letter-spacing:-0.02em;margin-bottom:18px}
h2{font-family:var(--display);font-weight:600;font-size:clamp(20px,3vw,28px);line-height:1.2;letter-spacing:-0.015em;margin:34px 0 14px}
h3{font-family:var(--display);font-weight:700;font-size:17px;margin-bottom:8px}
p{color:#dfe5f3;font-size:16px;line-height:1.75;margin-bottom:16px}
.sub{color:var(--muted);font-size:17px;line-height:1.65;max-width:640px}
.lede{color:var(--muted);font-size:18px;line-height:1.6;margin-bottom:8px}
strong{color:#fff}
.hero-blog{padding:56px 0 20px;text-align:center}
.meta-row{display:flex;justify-content:center;gap:10px;align-items:center;color:var(--muted);font-size:13px;margin-bottom:6px}
.tag{display:inline-block;padding:5px 13px;border-radius:999px;background:rgba(220,172,34,0.12);border:1px solid rgba(220,172,34,0.3);color:var(--gold);font-size:11px;font-weight:700;letter-spacing:0.08em;text-transform:uppercase}

article{padding:20px 0 60px}
.plist{list-style:none;display:flex;flex-direction:column;gap:10px;margin:18px 0}
.plist li{position:relative;padding-left:26px;font-size:15.5px;color:#dfe5f3;line-height:1.5}
.plist li::before{content:"\2713";position:absolute;left:0;color:var(--good);font-weight:900}

.card{background:rgba(255,255,255,0.025);border:1px solid var(--line);border-radius:16px;padding:22px 24px;margin:22px 0}
.card h3{color:var(--gold);margin-bottom:8px}
.card p{margin-bottom:0;font-size:14.5px;color:var(--muted)}

.warn-box{margin:26px 0;padding:20px 24px;border-radius:14px;background:rgba(214,51,56,0.08);border:1px solid rgba(214,51,56,0.35)}
.warn-box b{color:var(--red)}
.warn-box p{color:var(--muted);font-size:14px;margin:4px 0 0}

.compare-table{width:100%;border-collapse:collapse;margin:22px 0;font-size:14.5px}
.compare-table th,.compare-table td{padding:12px 14px;border-bottom:1px solid var(--line);text-align:left;vertical-align:top}
.compare-table th{font-family:var(--display);font-weight:700;color:var(--gold);font-size:12px;text-transform:uppercase;letter-spacing:0.05em}
.compare-table td.hl{color:var(--gold);font-weight:700}
.compare-table tr:last-child td{border-bottom:none}

.source-note{font-size:12px;color:var(--muted);margin-top:8px;line-height:1.6}

.example-box{margin:20px 0;padding:18px 22px;border-radius:14px;background:var(--navy-2);border:1px solid var(--line)}
.example-row{display:flex;justify-content:space-between;font-size:13.5px;padding:7px 0;border-bottom:1px dashed var(--line)}
.example-row:last-child{border-bottom:none;font-weight:800;color:var(--good);padding-top:10px;font-size:14.5px}

.cta-final{margin:44px 0 8px;padding:32px 34px;border-radius:20px;background:linear-gradient(135deg,rgba(214,51,56,0.12),rgba(220,172,34,0.04));border:1px dashed rgba(214,51,56,0.4);text-align:center}
.cta-final h2{margin-top:0}
.cta-final p{color:var(--muted);max-width:480px;margin:0 auto 20px}
.contact-row{display:flex;flex-wrap:wrap;gap:10px;justify-content:center}
.contact-pill{display:inline-flex;align-items:center;gap:8px;padding:11px 18px;border-radius:999px;font-family:var(--display);font-weight:700;font-size:13.5px}
.contact-pill.primary{background:var(--gold);color:var(--navy)}
.contact-pill.ghost{background:rgba(255,255,255,0.06);color:var(--white);border:1px solid var(--line)}

.back-link{display:inline-block;margin-bottom:22px;font-size:13.5px;color:var(--muted)}
.back-link:hover{color:var(--gold)}

/* blog index cards */
.post-grid{display:flex;flex-direction:column;gap:16px;margin-top:30px}
.post-card{display:block;background:rgba(255,255,255,0.025);border:1px solid var(--line);border-radius:16px;padding:26px 28px;transition:border-color .15s}
.post-card:hover{border-color:rgba(220,172,34,0.4)}
.post-card h3{font-size:20px;margin-bottom:8px;color:#fff}
.post-card p{color:var(--muted);font-size:14.5px;margin-bottom:0}
.post-card .tag{margin-bottom:12px}

footer{border-top:1px solid var(--line);padding:36px 0;font-size:12px;color:var(--muted);text-align:center}
footer a{color:var(--muted)}
footer a:hover{color:var(--gold)}

@media (max-width:760px){
  nav{display:none}
  .compare-table{font-size:12.5px}
  .compare-table th,.compare-table td{padding:9px 8px}
}